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| 제목 |
생보사 보험료 인상? |
| 작성자 |
박성배 |
등록일 |
2003-08-19 |
조회수 |
946 |
생보사 보험료10~15% 인상 추진
저금리여파 자산(보험료)운용에 어려움으로 인상 불가피
시민단체 반발 '경영여건의 어려움 소비자에 떠 넘기려한다'
생명보험업계가 이르면 내달부터 10~15% 정도의 보험료 인상을 추진하고 있다. 생보업계 관계자는 18일 “저금리로 계약자들이 맡긴 자산(보험료) 운용에 어려움을 겪고 있어 보험료 인상이 불가피하다”고 밝혔다. 이에 따라 생보사들은 보험상품의 예정이율을 낮추는 방식으로 보험료를 올릴 계획이다. < 12일자 조선경제 B2면 참조 >
예정이율이란 보험사가 계약자에게서 받은 보험료를 운용해 계약기간 얻을 수 있는 예상 수익률을 말한다. 즉 같은 보험금을 내줄 경우 예정이율을 낮추면 그만큼 계약자들은 더 많은 보험료를 내야 한다.
생보업계는 예정이율을 0.5%포인트 정도 낮춰 내달 이후 신상품을 판매할 계획인 것으로 전해졌다. 예정이율을 0.5%포인트 내리면 보험료가 10~15% 정도 오를 것으로 업계는 추산하고 있다.
그러나 보험소비자연맹 등 시민단체는 “지난 회계연도에 사상 최대 규모(2조8000억원)의 당기순이익을 올린 생보사들이 경영여건이 조금 어려워지자 그 부담을 소비자에게 떠넘기려 한다”고 반발하고 있다.
대형 생보사 관계자는 이에 대해 “보험료를 올리더라도 사업비 축소 등 경영개선 노력을 함께 추진해 보험료 인상부담을 최소화하겠다”고 말했다.
(김영진기자·hellojin@chosun.com )
점점 더 영업하기 힘들어지네요....ㅠ.ㅠ
하지만 이달은 더 좋을 수도 있겠네요... 화이팅!!!! |
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김영재[8/19]
: 너무 걱정 마시고요, 보험료 좀 올랐다고 들사람 안드는 건 아니니까 힘들 내세요...생보 화이팅.... 자동차보험료도 인상해야 된다던데...ㅠㅠ
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